Zero-Down Program · Deal Sheet
Sample 6-Charger Site
Headline figures at maturity — ramp & 10-yr cashflow below
Debt retired
Year 6
Cash sweep
FC cash / yr after payoff
$0
$0 while debt live
Breakeven Use
23.4
kWh / charger / day
10-yr cash to FC
$0
cumulative
Assumptions
Cash sweep — pay debt off before FC (3-yr interest-only)
Hardware — 6× 64A chargers, mounts, cable mgmt$9,200
Electrical, trenching, install & panel headroom$19,200
Permits, soft costs & contingency$1,600
Total build cost$30,000
− Power-company rebate → lockbox−$4,500
Net financed$25,500
Lockbox Waterfall · Monthly at maturity
Show post-payoff (debt retired, property steps to 20%)
Senior to debt — paid first
Gross charging revenuecollected by Tesla → controlled lockbox account
$1,915
− Utility / electricityto power company
−$684
− Platform & processingTesla network + card fees
−$153
Net into lockboxavailable to the stack
$1,078
Subordinate to debt — paid in priority
− Interest (debt service)to lender — interest-only during sweep
−$637
− O&M / Care+to construction company
−$270
− Property owner share10% of net — to host property
−$108
Swept to debt paydownFC receives $0 until the loan is retired
$63
Adoption Ramp & Debt Payoff
Utilization follows an S-curve toward saturation. With the cash sweep on, every surplus dollar pays down principal — so the loan balance falls fast once utilization builds, and FC starts collecting the moment it hits zero.
10-Year Cashflow Projection
Annual FCCumulative FCLoan balance
Annual cash to Florida Chargers after the full waterfall, across the ramp, debt amortization, and the post-payoff step-up.